Bad Credit Used Car Loan Specialists Same Day Approval Regardless of Credit

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Toronto and Canada bad credit car loans


Apply Online

bad credit car loansComplete our SECURE auto loan application and get funded online, in the comfort of your own home! It only takes 2 minutes to get your approval.

Get Approved

approving bad credit auto loansOne of our credit specialists from your area will approve you at the best possible financing terms available today. Remember EVERYONE is approved.

Drive Away

vehicle loan approvedSelect the vehicle you would like from our HUGE vehicle inventory or anywhere based on your pre-approved amount and drive it away within 48 hours.

It's That Simple

drive a new useed carYou're approved and driving the vehicle of your choice at the best interest rate in Canada. Even with bad credit everyone is approved. We do not turn down anyone EVER.

Apply Now!

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Why Choose Us?

Apply Then Drive has been approving bad credit car loans and helping people with bad credit get the vehicle that they deserve for 25 years. Our 100% approval rate for auto loans is what sets us apart from the competition! If you have bad credit, no credit, have declared bankruptcy in the past or are in need of a second chance auto loan, our free service with 100% approval guarantee can give you a car loan for a quality pre-owned vehicle. Even with the lowest credit score we can get you driving the vehicle that you want today!

We believe that everybody deserves a second chance! When buying a used vehicle and applying for a car loan it should be easy and stress free. Our easy and secure online car loan application puts people with bad credit, no credit or slow credit behind the wheel of the used vehicle they deserve.

Our dealerships have a HUGE vehicle inventory selection. Everything from Used Cars, Used Trucks, Used Vans, Used SUV's and Motorcycles,

If we don't have the vehicle you want we will get it within 48 hours!!

Whatever the Situation!

Bad Credit
No Credit
Slow Credit
Self Employed
Get Paid In Cash
Consumer Proposal
Poor Credit
Previous Repossession
Fixed Income
New Citizens

What We Offer

Fast and Easy Approval
Lowest rates in Canada
Bad Credit Auto Loans
Slow Credit Car Loans
Bankruptcy Vehicle Loans
Self Employed Car Loans
Applying is 100% Free
Driving in 48 Hours or Less!

What Past Clients Think

  • After several unsuccessful attempts at getting a loan from various banks, I succeeded in getting a loan through Now I can focus on rebuilding my credit.

    Charles N., Toronto, ON.

  • With the credit problems I had in the past, I never thought I would be able to purchase a vehicle again. Thanks to Apply Then Drive they obtained the financing I needed to get driving again.

    John B., Calgary, AB.

  • I found their website while searching for bad credit car loans. My credit was not so good, but I got the financing and the car I wanted. 1..2..3 Simple steps just like they said.

    Shelly K., Kelowna, B.C.

  • Thanks for helping us lift a ton of weight off of our shoulders. You guys did a great job in getting us the Van our family needed.

    Mike & Amy D., Hamilton, ON

  • I refer ALL of my friends to whenever they are looking for a vehicle loan. Trust me, I would never refer a friend if I did not receive the best service. Thanks.

    Mark W., Halifax, N.S.


No obligation pre-approved used car loans. A smart way to get approved vehicle loans and re-establish your bad credit!
Apply Today and Get Approved. Start driving the car of your choice tomorrow. We deal with all banks and dealerships!

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Please note: All associated graphics, logos, and/or other trademarks, tradenames or copyrights above are the property of their respected owners and are used herein for factual descriptive purposes only. We are in no way associated with or authorized by them and neither those entity nor any of its affiliates have licensed or endorsed us to use them for financing nor to sell cars for them.

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